Welcome to 7th Level Mortgage
Referral Agent Portal
Congratulations on Taking the First Step Toward Qualifying to Purchase Your New Home
Whether you found this site on your own or if you were directed here by one of our referral partners, we are happy to help make the loan process easier for you. This site was created by 7th Level referred customers.
Let's start by getting to know your needs.
Click the button below that best describes you:
Real Estate Agents
We ask that you set up a client ID at the Login in center above. By setting up an account, you are entering into our REFERRAL PARTNER INTRANET. Here you will be able to keep up to date and in real time with all parties in the real estate transaction.
If you are not in our system as an existing Agent or Referral Partner, please create a profile.
Create Your Profile
Other Professionals
We ask that you set up a client ID at the Login in center above. By setting up an account, you are entering into our REFERRAL PARTNER INTRANET. Here you will be able to keep up to date and in real time with all parties in the real estate transaction.
If you are not in our system as an existing Agent or Referral Partner, please create a profile.
Create Your Profile
This site is 100% encrypted. All of your personal information is safe and secured within our site.
We work hand in hand with our trusted service providers
to make the home buying process as smooth as possible.
Click below for the service needed:
Choose your Real Estate Agent or
Other Referring Professional
Meet Our Agents
Joseph Contino
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Renny DeMarco
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Donna Godfrey
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Don Heister
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Susan Musi
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Corina D’Aquino
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Mike “The Flipman” DeFilippis
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Arlene Eberman
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Home Loan Library
Why Preapproval Is a Better Choice
There are three significant advantages to getting preapproved instead of getting prequalified:
- A preapproval is a better representation of how much you can expect to borrow. This helps you avoid shopping for homes outside your price range.
- A preapproval letter shows your real estate agent that you're a serious buyer who can afford the homes you're viewing.
- A preapproval letter proves to the seller that your offer is genuine. This could really make a difference if you're competing against other buyers.
Prequalification vs. Preapproval
Knowing how much you can afford before you start looking for a home can save you time and frustration. Getting a clear picture of your budget will ensure that you don't fall in love with a house you can't afford.
There are two ways to determine how much you can afford: prequalification and preapproval.
A prequalification involves the mortgage lender asking a few questions about your income, financial assets, and any debt you may carry. The lender will also pull your credit report. You may receive a prequalification letter from the lender telling you approximately how much you may be able to borrow.
A preapproval also involves the lender reviewing your financial records and credit history, but it goes a few steps further than a prequalification. When you get preapproved, you'll also complete a mortgage application and the lender will underwrite (or fact check) the information you provide. Once you're preapproved, you'll receive a preapproval letter stating the amount.
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